Along with the fast economic development and gradual improvement of life quality of people in our nation, our domestic insurance market has always maintained the substantial scale and potentials, where the huge capacity of this market and further openness of our domestic insurance market have led to a sharp increase in the number of insurance operation subjects in our nation. According to statistics, there have been totally 93 insurance companies of various kinds in our nation by the end of 2005, among which there have been 35 property insurance companies, 42 life insurance companies, 5 re-insurance companies, 6 insurance (group) companies & holding companies, and 5 insurance property management companies, thus forming a pattern of predominance of state-owned commercial insurance companies, co-existence of Sino-foreign insurance companies and competition between multiple insurance companies.

?Along with the intensified competitions in the area of telecommunication operations in our nation, various leading basic telecommunication operators would depend on their core competition edges in terms of network construction, operation and maintenance to transfer a part of their marketing and service operations to virtual operators. Virtual operators that manage voice services can realize the interconnection with local telephone network(s) by renting the trunk links of various telecommunication operators, while making settlements with the operators in terms of wholesale of call traffic and flat monthly call traffic.

After the popularization of telephone services, the fixed telephone operations at then have based on intelligent network(s) to activate the first voice value-added service——the 168 audiotex information service providing the simple information receiving, ordering and sending functions. The novelty and entertainment property of this service has led to fast growth of voice value-added services at the early stage, as well as the emergence of value-added service providers(SP) independent of basic telecommunication operators. However, due to the closeness of technical architecture of intelligent network(s), most of voice value-added services were operated by basic telecommunication operators, so that those independent value-added telecommunication service providers (SP) did operate in unclear operation modes and small scales.?

Miss call (secretary desktop) service refers to the case that when a phone user is unable to receive phone calls due to certain reasons (e.g. No answer, power off of a mobile phone, out of service area or inconvenience to answer a phone call, etc), the system will automatically record the information of an inbound call in the event of such a call and advise the user of such information in a certain way so that the user can acquired the missed information instantaneously. A means applicable to the precise marketing of telecommunication operators, the miss call service can serve as an important measure in the form of value-added service to improve the service quality and enhance the user satisfaction.

“e-Fax” is a value-added telecommunication service that combines the fax and email together. The “e-Fax” user will be assigned with a telephone number to function as the dedicated fax number and with an email address as same as this fax number. Thus, when a user is sending faxes, and especially, some faxes in the form of electronic documents, it is possible to send out these faxes through the Internet without the need of either printing or telephone lines.

Service Background The callback service will take advantage of the free-of-charge or low mobile phone call receiving cost features of a fixed telephone or PHS (Personal Handy-phone System) to turn the calling party into the called party, thus achieving the purpose of helping users to save call charges, and? assisting operators or virtual operators to gain profits.?

It is generally believed that a large enterprise refers to the enterprise with a number of employees from 1,000 to 10,000 persons or above. In our nation, large enterprises are mainly distributed across such industries as petroleum, electricity, radio & television broadcasting, military industry, manufacturing, highways and so on.